MARANATHA
WORSHIP CENTRE

4501 Wolf Rd

Dayton, OH 45416

Office: 937-279-0913]

Fax: (937) 279-9713 

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MONEY MANAGEMENT

Dave Ramsey’s 7 Baby Steps

  • Baby Step 1 – $1,000 to start an Emergency Fund

  • Baby Step 2 – Pay off all debt using the Debt Snowball

  • Baby Step 3 – 3 to 6 months of expenses in savings

  • Baby Step 4 – Invest 15% of household income into Roth IRAs and pre-tax retirement

  • Baby Step 5 – College funding for children

  • Baby Step 6 – Pay off home early

  • Baby Step 7 – Build wealth and give!

MARANATHA